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Effective June 1st 2020, the credit union will be re-opening due to COVID-19. At this time the office will remain open for drive thru at the Highland office location Monday-Friday 10-5 and Saturday 9-12, the lobby will be open for appointments only. The Delaware office will be closed. Members needing to apply for a loan or other help can call to make an appointment at 716-873-4688. Please everyone stay safe.

Now offering first mortgages for purchase or refinance. Members can get info at www.ownerschoice.com

Equal Housing Lender

tonawanda federal credit union, online banking

Main Office
257 Highland Parkway
Buffalo, NY 14223
Phone (716) 873-4688
Fax (716) 873-2124
Mon - Fri: 10 am to 5 pm
Sat: 9 am to 12 noon

Branch Office
315 Delaware St.
Tonawanda, NY 14150
Phone (716) 693-0946
Fax (716) 693-1512
Mon: 10 am to 5 pm   Tues/Wed: 9 am to 4 pm   Thurs: 11am to 6 pm
Fri: 10am to 5 pm

Holiday Hours

01/01/2020 New Year's Day
01/20/2020 Martin Luther King Day
02/17/2020 Presidents' Day
04/10/2020 Good Friday
05/25/2020 Memorial Day
7/3 & 07/04/2020 Independence Day
09/07/2020 Labor Day
10/12/2020 Columbus Day
11/11/2020 Veteran's Day
11/26/2020 Thanksgiving Day
12/25/2020 Christmas Day
01/01/2021 New Year's Day

Tonawanda Community FCU welcomes
the members of Tonawanda School Employees FCU

Equal Housing Lender



Go Green! You can now have your statements sent to you electronically and eliminate the need for paper statements to be mailed to you. Statements will be available the first business day following the last business day of the month. Go to the Forms tab on the top of the page and sign up on line today.

star Make withdrawals from certain ATM machines with no fees... check it out here!!

star Attention Memebers! If your email address has changed, please be sure to update it with us.

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Recently many Verizon customers got a text message that stated they were from Tonawanda Community Federal Credit Union. The text proceeded to say that their VISA Cards had been deactivated and in order to reactivate them they had to call the phone number listed. Upon calling this number they were asked to input their VISA Card number, their pin number, and social security number.

This was not a breach in the credit unions system, it was a breach in Verizon as most of the numbers texted were not members of the credit union. Verizon was informed of this breach.

The credit union would never send out a text message, nor would they call you to ask for this type of information. You should never give this information to anyone. You will never be asked for your pin number in any circumstance other than while making a transaction where it is keyed in. If this ever happens to you please inform the credit union.

Thank You Melinda Hedges / Manager


National Credit Union Administration Region 1
Amendment of Charter /Bylaws

Tonawanda Community Federal Credit Union, Charter 22464, Buffalo, NY
Whereas, formal request has been submitted by the officials of this Federal credit union that the following amendment of its charter/bylaws be approved:
Section 5 of the charter shall be amended as follows:
The field of membership shall be limited to those having the following common bonds:

Persons who live, work, worship, or attend school in, and businesses or other legal entities located in the Town of Tonawanda, City of Tonawanda or Village of Kenmore and also employees of this credit union, volunteers in the community, members of their immediate family or household, and organizations of such persons.

Please come into either location of the credit union to apply for membership.


All funds are insured to $250,000 by the National Credit Union Administration.

The credit union has teamed up with Enterprise Car sales. Low loan rates & haggle free pricing help you to enjoy your car buying experience.

TCFCU and CUNA Mutual Group have joined forces to bring you services provided by CUNA Mutual Group
Tonawanda Federal Credit Union
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